What we cover

Specific cover for international trade and transport

Various insurance solutions for businesses that move goods across the world, structured around your operations and supported from placement through to claim.

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How we structure cover

We design programmes that fit your business; how you trade, the goods you handle, your contractual obligations, and the routes and parties involved. Drawing on our own comprehensive policy wordings, recognised by Underwriters and banks worldwide, we structure cover to perform as intended when it matters most.

What we cover

Our main areas of expertise

We work for the businesses that keep international trade moving, and understand the specific risks each of them carries.

Marine Transit and Storage Risks

Comprehensive cover for goods in transit and storage, from bulk and break bulk commodities to containerised and general cargo. Cover is structured around your specific trade flows, goods, contracts and Incoterms®, with protection tailored to the risks your cargo faces throughout the journey.

For traders, manufacturers and businesses involved in the shipping and storage of goods.

Political Violence, Political Risks & War Risks

Specific cover for geopolitical exposures affecting trade. Cover can include war, strikes, riots, civil commotion and looting, as well as political risks such as confiscation, expropriation and other forms of government interference. Depending on the exposure, protection can be incorporated into a broader marine programme or arranged on a standalone basis.

For  businesses trading in politically volatile regions, high-risk territories and  emerging markets.

Charterers’ Liability

When  chartering a vessel, you endorse several liabilities that may have significant financial consequences.
A Charterers’ Liability Insurance may  include:

Damage to hull
Damage to third parties
Liability for cargo loss or damage

For  commodity traders, trading companies, ship operators and other businesses  that charter vessels under voyage, time or other charter arrangements

Logistic  Operators’ Liability

Protection for the liabilities arising from your transport and logistics activities. Whether you organise, handle, store or carry goods for others as part of your operations, cover is structured around the contractual, professional and third-party liabilities you may assume.

For  freight forwarders, road hauliers, warehouse and logistics operators.

Standard across all cover

What every Havrico Insurance solution includes

Whichever cover you require, the following comes as standard

Our own wordings

Broad policy wordings, recognised and accepted by Underwriters and banks.

One point of contact

A dedicated Account Manager who understands your business end to end, from structuring your programme to defending your claim.

Hands-on claims support

Active support when a loss occurs, with our involvement through to recovery.

A-rated capacity

Placed with strong, reliable Underwriters in Belgium and internationally.

Not sure where to start?

Tell us what you trade and how you ship it and we'll recommend the cover that fits your operations.