About Havrico Insurance

Independent broker, specialised in marine insurance, since 1994

For over three decades, Havrico Insurance has specialised in protecting the businesses behind international trade; from traders and logistics operators to industrial groups. That focus still defines us today.

Our story

Established in a port city, built for world trade

MORE THAN THREE DECADES OF EXPERIENCE

Havrico Insurance was founded in 1994 with a clear focus on marine insurance. From our offices in Antwerp, we have built a strong Belgian and international client portfolio, supporting businesses involved in trade and transport around the world.

DEPTH OVER BREADTH

Our strength lies in specialisation. Over the years, we have built deep technical expertise across cargo insurance, transport liability and complex international risks; earning the trust of both our clients and Underwriters.

Milestones

1994

1999

2002

2005

2011

2018

Today

Havrico Insurance NV founded in Antwerp as an independent specialist in marine, transport and commodity-trade risk.

First open cover programmes placed for international trading clients.

Havrico's own policy wordings developed — today recognised and accepted by underwriters and banks worldwide.

Membership of GAFTA and FOSFA, aligning the firm with global commodity-trade standards.

First placements on emerging-market trade flows, including across Africa.

Partnerships built with international carriers beyond the Belgian market, broadening capacity and solutions.

A compact specialist team in Antwerp, protecting clients' trade across the world.

What drives us

Our mission

To protect our clients against the complexities of international trade and transport risks, with insurance that is clear unambiguous, practical and tailored to their operations. We work as an extension of our clients' organisation, bringing structure, insight and continuity to their risk management, so that cover supports the operation instead of complicating it.

Our vision

International trade is becoming more complex every day with shifting geopolitics, evolving supply chains, tightening regulation and more selective underwriting. In that world, the broker can't just be an intermediary, he has to be an advisor, able to translate uncertainty into clear, workable structures.That is the broker we've chosen to be.

The team

A compact team that knows your file inside out

Havrico runs on a small, highly specialised team with deep roots in marine insurance, international trade and claims handling.

Your Account Manager

Every client has one dedicated Account Manager. Your first point of contact, with end-to-end knowledge of your business, your insurance structure and everything currently in play. The same person who helps build your programme follows your claims through.

Administration & Claims Officers

Clear answers to the contractual and operational liabilities of handling, storing and moving goods across complex, multimodal supply chains.

Standing still isn't an option in this market, so we invest continuously in what we know: specialised training, seminars and sector courses throughout the year keep our advice sharp, current and ahead of where the market is heading.